Quizzle Review, Free Credit Score, Credit Report, and More!
Quizzle is a free and easy way to manage your home, money, credit and life. You can sign up for free, answer a few questions, and get a comprehensive report about your finances. This report includes your Quizzle Score and detailed report that includes a free credit report, free credit score, home value estimate, home loan recommendations, personal budgeting tool and more!
Credit Score and Credit Report
Quizzle provides you with free credit score and credit report from Experian. Note that the Experian scale is slightly different from the standard scale and it goes from 360 to 840.
With a click of a button, you can access your Experian credit report, which contains 6 sub-sections: Summary, Open Accounts, Closed Accounts, Negative Accounts, Public Records, and Credit Inquiries. This is your actual, real credit report from Experian, which you can also obtain for free through AnnualCreditReport.com.
As an added bonus, it also has a little reminder to let you know when you can get another free credit report from Experian.
Note: you are allowed one free report from each credit bureau per year.
Home Value
If you’re a homeowner, this section shows details about your home, purchase history, estimated equity, satellite map of your home, and neighborhood reports. The most interesting part of this section was the neighborhood report. It contains information about your neighborhood’s demographics, race, ethnicity, crime rates, housing statistic, and education statistic.
Budget
This section gives you a bird’s eye view of your budget, in particular, income, expenses, debt, and equity. However, the information in this section is only as good as you make it — specifically, you’ll have to enter a lot of data to get good information out of it. Since Quizzle Budget is not as robust as some other budgeting software. I suggest that you only enter your income so that you can see your debt-to-income ratio.
Mortgage
Quizzle also analyzes your current mortgage and provides you with recommendation to save money by refinancing. If you do not own a home, you can also use the Purchase tool to help you identify mortgage options for your situation.
Since Quizzle is powered by Quicken Loans, these recommendations naturally feature Quicken Loans Products. Although it only pushes one company, I think this information is useful because you can use it for comparison shopping.
For more comprehensive list of current mortgage rates, please visit our real estate section.
Rainy Day Fund
The last section is pertaining to your emergency fund. This section is very straightforward. Quizzle basically recommends that you have 4 months net income worth in your emergency fund.
Also, it’s worth noting that each section above comes with two links: How is this grade calculated? and Help Me Improve. I recommend that you check them out, because they do offer useful information and practical tips that you can follow to improve each area of your finances.
User Rating
(4.67 out of 5, 3 votes)
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I’ve used quizzle a bit and found it useful to the extent that it’ll give you a quick overview of your situation and give you areas that you can maybe improve. Obviously it isn’t meant to be the end all be all of financial snapshots -but at the same time it can give you some useful information that’ll help you improve your situation if you actually use it.
Really appreciate the review Pinyo! And thank you for the kind words Peter. We’re working hard here in Quizzle Town to bring you more freebies and features so you can make the most of your home, money and credit. Check in and check back often – we have some exciting things in the works. And if you ever have any questions or feedback, please don’t hesitate to contact us at feedback[at]quizzle[dot]com. Happy Quizzling!